مجلة التنمية والاستشراف للبحوث والدراسات
Volume 10, Numéro 2, Pages 340-359
2025-12-31
Adoption Of Artificial Intelligence In The Banking Services Sector:an Analytical Reading Of International Indicators And Trends
Authors : Derrouiche Safia . Meskine Abdelhafid .
Abstract
Abstract: This scientific paper aims to analyze the international indicators and trends related to the adoption of artificial intelligence technologies in the banking services sector, as one of the most prominent drivers of digital transformation in the modern financial industry. By examining international data, it has become clear that the volume of international investments in this field is continuously increasing and growing rapidly, whether in the areas of risk management, predictive analysis, fraud detection, or intelligent customer service. The analysis also indicates that adopting its applications contributes to enhancing operational efficiency, improving service quality, and reducing financial risks, in return for challenges related to cybersecurity, governance, and transparency. The article concludes that achieving safe and sustainable adoption of artificial intelligence requires effective regulatory frameworks and balanced strategies that combine innovation with corporate responsibility
Keywords
:Artificial Intelligence ; Banking Services ; International Indicators
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