مجلة دفاتر اقتصادية
Volume 15, Numéro 2, Pages 30-39
2024-11-19

Impact Of Financial Inclusion On Banking Stability In Algeria

Authors : Bessouyah Mouna . Mimouni Yassine .

Abstract

Abstract: Objective of this paper is to explore the impact of financial inclusion on Algeria's financial stability during the period 2004-2023, where the analytical descriptive approach was relied upon by describing variables and establishing the theoretical relationship between them. As for the applied aspect, ARDL model was used for standard modelling, by considering indicators as (ATM, BB, DB) They are independent variables that explain the subordinate variable (z-score( The results achieved show that there is a common complementarity between the variables in question both in the long term and in the short term. This reinforces the nature of the relationship between the two variables, resulting in a positive impact on the financial safety index and control of the Algerian banking system. Therefore, the authorities must support financial inclusion and develop the stimulus necessary to ensure its success.

Keywords

Keywords: Financial inclusion, financial stability, banks, joint integration.