التكامل الاقتصادي
Volume 13, Numéro 3, Pages 115-132
2025-09-30
The Impact Of Financial Technology On Financial Inclusion And The Development Of Banking Services In Algeria."an Empirical Study To Analyze The Relationship Between Financial Technology, Financial Inclusion, And The Development Of Banking Services In Algeria."
Authors : Khettab Fatima Zahra . Gherbi Nacer Salah Eddine .
Abstract
This study aims to analyse the impact of financial technology on financial inclusion in Algeria over the period 2009 to 2023, using a descriptive-analytical approach. The research addresses various aspects of the subject by reviewing the theoretical framework of financial technology and financial inclusion, in addition to conducting a Bayesian econometric analysis of the relationship between financial technology, financial inclusion, and the development of banking services in Algeria, based on data published by the Bank of Algeria. The findings indicate that the advancement of financial technology serves as a key driver for enhancing financial inclusion and improving banking services in the country.
Keywords
Financial technology ; financial inclusion ; banking services ; Bayesian analysis
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