مجلة الإدارة والتنمية للبحوث والدراسات
Volume 14, Numéro 2, Pages 68-90
2025-12-01

The Reality Of Solidarity Insurance In Algeria “a Case Study Of The General Solidarity Company - Algeria Takaful -

Authors : Rahiche Boudjema . Allam Athmane .

Abstract

understand the reality of the solidarity insurance industry in Algeria as aalternative to commercial insurance that operates in accordance with the principles of Islamic Sharia. We have concluded in this study that Solidarity insurance in Algeria has been adapted through Presidential Decree No. 81/21 related to determining the terms and conditions of the conditions for practicing Solidarity insurance, which gave the start to the establishment of two public companies and two insurance companies. The study was limited to the General Solidarity Company “Jazzier Takaful”, which was the first to launch it through a group of shareholders in its capital represented by public banks and insurance companies, and it has also covered the ground. The National Company, through the establishment of a group of agencies, is considered a positive step. The General Solidarity Company also provides a group of insurance products for individuals, such as car insurance, transportation insurance, agricultural insurance, etc. It is waiting for expansion and other products, and this is what it seeks. Keywords: Solidarity insurance; Presidential Decree No. 81/21; General Solidarity Company “Jazzier Takaful” Jel Classification Codes: G22،G30.

Keywords

Solidarity insurance ; Presidential Decree No. 81/21 ; General Solidarity Company “Jazzier Takaful