مجلة الاقتصاد والمالية
Volume 11, Numéro 2, Pages 322-333
2025-06-01
Fintech Revolution: Driving Financial Innovation In Algeria (baridimob/web) Between 2018-2023
Authors : Mellah Adda . Bouguetaia Soufyane .
Abstract
Fintech plays a crucial role in driving financial innovation and inclusion by democratizing access to financial services and empowering underserved populations. Traditional banking services often face limitations in reaching individuals and businesses in remote or rural areas, leading to financial exclusion and inequality, Through the research paper, we aim to highlight the financial technology revolution in Algeria, studying the case of Algeria Post, which witnessed a major transformation in the field of financial innovation through dealing with the gold card in various financial transactions and the great development it witnessed in the field of financial transactions, such as electronic payment and transfers from one postal account to another. Post and other postal operations, Finally, we concluded that the Algeria Post Corporation has achieved advanced stages of financial innovation through various financial operations, including electronic payment, money transfers, and buying and selling from international sites such as Ali-Express, ebay, etc.
Keywords
Fintech ; financial innovation ; BaridiMOB/WEB ; technology revolution ; , transactions financial
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