Revue Des Sciences Humaines
Volume 37, Numéro 2, Pages 607-621
2026-06-30

The Social Impact Of Digital Transformation On Islamic Finance Practices In Arab Society

الكاتب : قريش منيرة .

الملخص

Abstract This study examines the social impact of digital transformation on Islamic finance practices in Arab society. It aims to analyze how financial digitalization affects individual behavior, trust levels, and adherence to Sharia principles. The research adopts a descriptive-analytical methodology through a review of recent literature in Islamic finance and digital services. The study finds that digital transformation has contributed to expanding financial inclusion and improving access to Islamic financial services, while highlighting social challenges related to digital trust and financial literacy. The results emphasize the need to strengthen institutional and value frameworks to ensure that digital transformation aligns with the objectives of Islamic finance, providing a scientific basis for sustainable digital financial policies.

الكلمات المفتاحية

Digital transformation ; Islamic finance ; Social impact ; Financial inclusion