مجلة البحوث الاقتصادية المتقدمة
Volume 10, Numéro 2, Pages 205-219
2025-09-30
Spatiotemporal Visualization Of Financial Infrastructure Disparities In Algeria: 2009–2023
Authors : Zemri Bouazza Elamine .
Abstract
This study employs a multidimensional visual analytics approach to dissect the evolution of Algeria’s financial infrastructure between 2009 and 2023. Through the deployment of advanced static visualizations—including 3D surface plots, radar charts, and heatmaps—the paper reveals entrenched disparities in banking and postal financial service distribution across spatial and demographic lines. While infrastructural expansion has occurred, the analysis demonstrates that growth remains unevenly concentrated in urban areas, with rural zones persistently underserved. Additionally, depositor and borrower profiles expose significant gender and institutional asymmetries. By transforming raw datasets into intelligible visual narratives, the study not only uncovers latent structural inequalities but also proposes new directions for inclusive financial policymaking. The findings suggest the need for integrative strategies that transcend mere numeric expansion, advocating for spatial equity, demographic inclusivity, and systemic interoperability. This work contributes to the growing literature on financial inclusion by demonstrating the critical utility of visual analytics as a methodological innovation in the analysis of financial systems.
Keywords
Financial Inclusion ; Visual Analytics ; Spatial Inequality ; Banking Infrastructure ; Postal Financial Services
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