مجلة الفكر القانوني والسياسي
Volume 9, Numéro 2, Pages 804-813
2025-11-29

Legislative Frameworks For Addressing Banking Deficits In Banks And Financial Institutions In Algeria

Authors : Boumegouas Ahmed . Karkouri Mebarka Hanane .

Abstract

This study addresses the issue of legislative mechanisms for dealing with banking deficits in banks and financial institutions. To clarify these mechanisms, it is essential to shed light on the conceptual foundation of banking deficits, which specifically refers to the financial weakness of a company and its reduced ability to compete in financial markets. Since banks and financial institutions are an integral part of the national economy, it is necessary to conduct a thorough investigation into the various internal and external factors leading to banking deficits, which may affect these institutions. Furthermore, the study explores the frameworks and effective mechanisms for addressing banking deficits during the phases of financial imbalance and cessation of payments. The aim is to develop tools and measures that enhance the bank’s performance, improve its productivity and profitability, and, at the same time, manage banking risks and mitigate banking deficits.

Keywords

Legislative mechanisms; banking deficit; ; deposits; ; banks and financial institutions ; financial balance; ; cessation of payments.