مجلة الإدارة والتنمية للبحوث والدراسات
Volume 14, Numéro 1, Pages 458-479
2025-06-01
The Interplay Between Electronic Payments And Economic Growth: A Quantitative Analysis Of Algeria's Experience With Baridimob And Cib
Authors : Khelfi Rafik . Cheriet Oualid . Laifa Abdelhak .
Abstract
Abstract: This study examines the dynamic relationship between electronic payment systems (BaridiMob and CIB) and economic growth in Algeria during 2018-2023 using a Vector Autoregression (VAR) framework. Employing quarterly data and controlling for inflation and unemployment, we investigate how E-payment adoption influences economic development through direct and indirect channels. The findings reveal significant bidirectional causality, with a 1% increase in electronic payments associated with a 0.55% rise in GDP growth. Variance decomposition shows that electronic payments explain 19.56% of GDP variations over ten quarters. These results provide crucial insights for policymakers in emerging economies pursuing digital transformation initiatives.
Keywords
Electronic Payment Systems ; Economic Growth ; VAR Model ; Financial Innovation ; Digital Transformation
Les articles similaires
بوسالم أحلام
.
عابد يوسف
.
ص 117-132.
Yahia Zeghoudi
.
pages 74-88.
Said Houari Amel
.
pages 257-268.
Mennad Boulenouar Ilias Zakaria
.
pages 211-223.
Belaidi Zakaria
.
pages 1420-1437.
