مجلة البحوث القانونية و الاقتصادية
Volume 8, Numéro 2, Pages 196-220
2025-06-02

The Legal Regulation Of Electronic Banking: How Does The Monetary And Banking Law 09/23 Enhance Trust In Digital Transactions?

Authors : Cheifa Badiaa . Kerroum Nesrine .

Abstract

The banking sector is undergoing a radical transformation with the rise of electronic banking, which has become a cornerstone of the modern financial system. In this context, the Monetary and Banking Law 23/09 plays a pivotal role in regulating these processes by providing a legal framework that ensures consumer protection, enhances transparency, and mitigates risks associated with digital transactions. This topic explores how this law fosters trust in electronic banking by establishing clear standards for digital dealings, safeguarding data, and combating cybercrime. It also discusses the challenges of implementing these laws amid rapid technological advancements and raises questions about their effectiveness in keeping pace with future digital transformations

Keywords

Electronic Banking Digital Transactions Electronic Money ،E-commerce