مجلة المنهل الاقتصادي
Volume 9, Numéro 1, Pages 807-822
2026-05-25
Challenges And Prospects Of Blockchain For Islamic Finance: A Contemporary Perspective
Authors : Ahmouda Wafa .
Abstract
This study investigates the application of blockchain technology in Islamic finance. It outlines the main types of blockchain and their general financial uses. Attention is given to blockchain’s relevance for Islamic financial systems. The findings show that blockchain’s decentralized design enhances trust, security, and operational efficiency. At the same time, technology presents both advantages and limitations. Islamic finance faces additional barriers to adoption. These include technical, legal, environmental, and Shariah-related challenges. The study emphasizes the need for practical solutions to support effective implementation. It also calls for clearer Shariah guidance and broader stakeholder awareness
Keywords
Blockchain; Finance; Islamic finance; Shariah compliance; Financial innovation
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