مجلة البحوث في العقود و قانون الأعمال
Volume 10, Numéro 1, Pages 428-451
2025-06-02
The Role Of Financial Technology In Enhancing Financial Inclusion In Insurance Companies: A Study Of Several Insurance Companies In Algeria
Authors : Abderrazak Amina . Mazouz Samia .
Abstract
This study aims to examine the role of financial technology in enhancing financial inclusion for insurance companies in Algeria by diagnosing financial technology as an innovative alternative to traditional financial services. Additionally, it highlights the importance of financial inclusion in providing access to financial services for all members of society. A descriptive analytical approach was adopted, involving the design of a questionnaire distributed to a sample of 76 employees from several Algerian insurance companies. Statistical analysis was conducted using the Statistical Package for the Social Sciences. The study concluded that financial technology plays an important role in enhancing financial inclusion in insurance companies by innovating products that allow financial services to reach a wide range of policyholders. Its use also helps promote financial inclusion in Algerian insurance companies by providing insurance services that combine security and affordability for both institutions and individuals.
Keywords
Financial Technology; Financial Inclusion; Financial Inclusion Enhancing; Insurance; Insurance Companies
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