مجلة الإبداع
Volume 16, Numéro 1, Pages 89-103
2026-01-15

Health Insurance In Developing Countries Between Aspirations And Challenges: A Case Study Of The Health Insurance System In Egypt

Authors : Bouras Fatima .

Abstract

Abstract: This study examines the reality and challenges of health insurance in Egypt, presenting it as a model that reflects the broader issues faced by developing countries in this field. Despite the efforts made, insurance coverage remains limited, suffering from insufficient funding and uneven geographic distribution of healthcare services. The sector has witnessed relative growth in premium volumes and compensation payouts, particularly following the implementation of the Universal Health Insurance System. The study highlights the urgent need to raise public awareness, improve legislative frameworks, and leverage technology to enhance system efficiency. It concludes that sustaining the Egyptian experience requires strong political will, continuous financial and administrative support, and effective partnerships between the public and private sectors.

Keywords

Health insurance, Egypt, developing countries, universal health coverage, health financing, health sector reform, health awareness.