مجلة دراسات في المالية الإسلامية والتنمية
Volume 5, Numéro 2, Pages 100-117
2025-05-30

Financial Inclusion And Its Role In Strengthening Islamic Investment: Challenges And Opportunities In The Arab World

Authors : Khalfallah Houssameddine . Berrais Khalifa .

Abstract

This study analyzes the role of financial inclusion in strengthening Islamic investment in Arab countries. It highlights the impact of mechanisms such as microfinance, financial technologies, and access to Islamic bank accounts on the expansion of this investment. The study identifies the main challenges faced, particularly in terms of regulations, financial infrastructure, and awareness. It also draws on successful experiences, such as those of Malaysia and Indonesia, to propose solutions adapted to the Arab context. Finally, recommendations are made to promote more inclusive and sustainable finance in the region.

Keywords

financial inclusion, Islamic investment, microfinance, sustainable development