مجلة الاقتصاد والتنمية المستدامة
Volume 8, Numéro 1, Pages 143-154
2025-03-01
Authors : Tedjania Hamza .
The advancement of financial technology (FinTech) has transformed digital asset management by introducing innovative tools that enhance efficiency, security, and accessibility. Blockchain technology plays a central role by providing a decentralized and immutable ledger system that ensures transparency and minimizes the risk of fraud. Smart contracts automate transactions, reducing reliance on intermediaries and lowering operational costs. Additionally, automated investment platforms, powered by artificial intelligence (AI) and machine learning, optimize asset management strategies by analyzing vast datasets in real time. Digital wallets have further revolutionized the sector by offering secure and user-friendly platforms for storing and transacting digital assets. Despite these advancements, challenges remain, including regulatory uncertainties, cybersecurity threats, and technological dependencies. This paper explores the impact of FinTech on digital asset management, highlighting key innovations, their implications for efficiency and security, and the evolving regulatory landscape. The findings underscore the transformative potential of FinTech in reshaping financial markets while emphasizing the need for robust risk management frameworks to address emerging challenges.
Blockchain; Digital Assets; FinTech; Automation
Yahia Zeghoudi
.
pages 74-88.
بوسالم أحلام
.
عابد يوسف
.
ص 117-132.
Said Houari Amel
.
pages 257-268.
رفيق غدار
.
ص 54-67.
Benmessaoud Mohammed
.
Messaoudi Abdelhamid
.
pages 267-283.