الريادة لاقتصاديات الأعمال
Volume 11, Numéro 1, Pages 326-337
2025-01-31

The Impact Of Banking Intermediation From The Perspective Of Financing Activity On The Cost Efficiency Of Al Baraka Bank Of Algeria During The Period (1993-2023)

Authors : Belazzouz Meryem .

Abstract

Through this research paper, we are trying to examine the level of contribution of banking intermediation from the perspective of financial activity efficiency of Al Baraka Islamic Bank in Algeria during the period from 1993 to 2023, by building a model through which we can determine the relationship. Using the ARDL model, we found that both profitability and the growth of financing volumes, along with risk, positively affect the cost efficiency of Al Baraka Bank in Algeria. This indicates that the bank balances its financial resources and the size of its financing in an acceptable manner.

Keywords

Banking intermediation ; cost efficiency ; banking efficiency ; bank financing volume ; ARDL model.