les cahiers du mecas
Volume 14, Numéro 1, Pages 31-41
2018-08-18

Financial Literacy And Retirement Preparedness Among Algerians Who Have Reached The Age Of Retirement



Authors : Zaibet Mohamed Sadek . Cherabi Imed Eddine . Teniou Kenza .

Abstract

The objective of this paper is to explore the financial practices of Algerian individuals who have reached the age of retirement. More precisely, it aims to assess their financial literacy level and their retirement preparedness. Data consisted of 154 individuals who have reached the age of retirement in the city of Constantine, Algeria. Results show that: (1) individuals who have reached the age of retirement did not prepare enough for retirement; (2) financial literacy among individuals who have reached the age of retirement is relatively low; and (3) individuals who have reached the age of retirement do not have in general more than one source of income.

Keywords

Financial literacy ; retirement preparedness ; individuals ; age of retirement ; Algeria

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