المجلة الجزائرية للتنمية الإقتصادية
Volume 13, Numéro 1, Pages 241-252
2026-06-01
The Impact Of Digitalization On Value Creation In Islamic Banks: A Case Of Al Salam Bank Of Algeria
Authors : Bahmed Asma . Bouchelghoum Fella .
Abstract
The impact of digitalization on value creation in Islamic banks: A case of Al Salam Bank of Algeria Digitalization plays a pivotal role in value creation within Islamic banks, optimizing Sharia-compliant operations while improving efficiency and customer experience. The article studies the impact of digitalization on value creation within Al Salam Bank of Algeria through the analysis of its financial performance and digital indicators between 2021 and 2025. The main objective is to examine the challenges and issues that Islamic financial institutions will face during their digital transformation and the contribution of this digitalization to the overall value creation for the bank and its clients. Jel Classification Codes: G21 – G23- O33
Keywords
Digitalization ; Islamic banking ; value creation ; Al Salam Bank of Algeria
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