La Revue des Sciences Commerciales
Volume 24, Numéro 2, Pages 265-286
2025-12-26

نمذجة قياسية لأثر مؤشرات الشمول المالي على النمو الاقتصادي في الجزائر خلال الفترة 2000-2021

الكاتب : معروف جيلالي .

الملخص

This study primarily focuses on analyzing, measuring, and estimating the impact of economic growth on selected financial inclusion indicators, including the number of ATMs, the extent of monetary expansion, and the development of domestic credit in Algeria during the period 2000-2021, using the Autoregressive Distributed Lag (ARDL) model, with the assistance of Eviews 13 software. The results showed that financial inclusion plays a positive role in supporting economic growth in both the short and long terms, with a long-term equilibrium relationship found between financial inclusion indicators and economic growth. The analysis results also indicated a positive and significant impact of most financial inclusion indicators on economic growth in the long run.

الكلمات المفتاحية

الشمول المالي ; النمو الاقتصادي ; التوسع النقدي ; الائتمان المحلي ; نموذج ARDL