Beam Journal of Economic Studies
Volume 9, Numéro 1, Pages 574-597
2025-03-17

Exploring Sustainable Bank Financing In Algeria: A Content Analysis Of Interviews, Reports, And Websites From Selected Banks

Authors : Serbouk Mohamed Bederer . Noui Elhadj .

Abstract

This study aims to assess the current state of banking practices in Algeria concerning sustainable development, comparing the disclosures and services of local banks with those of Arab and foreign bank branches operating within the country. Using content analysis of responses from semi-structured interviews, annual reports, and official websites from a selected sample, the study found notable disparities in sustainable development disclosures between local public banks and foreign private banks. These differences are largely due to the absence of clear policies and regulations supporting sustainability in Algeria. The study This study recommends that to need for more concerted efforts to align Algerian banking with international standards and to engage in regional and global sustainability initiatives.

Keywords

sustainability; banking systems; Bank services; International initiatives