مجلة بحوث الإدارة والاقتصاد
Volume 6, Numéro 3, Pages 95-112
2024-11-01
The Emergence Of Innovative Payment Systems In Algeria: A Case Study Of Cbdc
Authors : Amalou Hallil Waffa . Douidene Leila .
Abstract
Financial inclusion is a central issue insofar as it allows to individuals to benefit from access to basic financial services, such as savings, loans, insurance and means of payment. The establishment of a digital currency directly issued by the central bank (CBDC) is attracting growing interest and can offer many potential benefits for financial inclusion. In this article, we will examine the characteristics of CBDC and the potential role it could play in improving financial inclusion, analyzing the workings, advantages and challenges of this technology. We will also discuss past experiences and current projects in this area, to better understand the future prospects of CBDC as a solution for the Algerian market.
Keywords
Central Bank Digital Currency ; Digital Currency ; CBDC ; Financial inclusion ; Banking
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