مجلة دفاتر اقتصادية
Volume 15, Numéro 2, Pages 82-93
2024-11-19
The Role Of Financial Technology In Promoting Financial Inclusion
Authors : Harfouche Saida .
Abstract
This study aims to highlight financial technology by exploring its concept, development, and key services. It also seeks to understand financial inclusion, its importance, dimensions, and the relationship between financial technology and financial inclusion by examining the role of FinTech services and their contribution to enhancing financial inclusion. Ultimately, the study concludes with several findings, primarily that financial technology involves the use of modern technological advancements, which facilitate the delivery of financial services and products easily, quickly, and at the lowest possible cost. This contributes to reaching various segments of society, especially vulnerable and marginalized groups, through digital payment services and the benefits of alternative financing, thereby promoting financial inclusion.
Keywords
Financial inclusion, financial technology, digital payments, alternative financing, crowdfunding platforms, peer-to-peer lending
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