مجلة العلوم الاقتصادية وعلوم التسيير
Volume 11, Numéro 11, Pages 11-26
2011-06-01
Takaaful Operation: Appraisal Of The Existing Models And Exploration Of A Possible Alternative, The Wadi'ah Model.
Authors : Said Bouheraoua . Muhammad Ali Jinnah Ahmad .
Abstract
Practice differs regarding the underlying Islamic financial contracts used in various takÉful operational models. However, the current takÉful operational models have been subject to several criticisms from both operational and Shariah compliance viewpoints. This paper examines the fundamental and modus operandi of the existing takaful models. It highlights area of strengths and weaknesses. The paper then explores takaful model based on wadÊÑah. It evaluates the extent to which the wadÊÑah yad ÌamÉnah contract can be used as an alternative for takÉful operational functions. The viability of takÉful companies implementing the wadÊÑah model is assessed. The aim of this paper is to have an in-depth understanding of the existing models and open horizons for possible alternative models.
Keywords
Takaful - Participants -Takaful Operators - Tabaru’- Wakalah – Mudaraba - Ju’alah- Wadeeah
Les articles similaires
بوسالم أحلام
.
عابد يوسف
.
ص 117-132.
Yahia Zeghoudi
.
pages 74-88.
Said Houari Amel
.
pages 257-268.
Ben Said Mosbah
.
pages 7-28.
Bouras Farida
.
Djebbar Yassine
.
Djemili Lakhdar
.
pages 155-169.
