مجلة العلوم الإقتصادية
Volume 21, Numéro 1, Pages 134-149
2026-03-31

Bancassurance In The Context Of The Insurance Separation Act Practical Challenges And Future Stakes

Authors : Bouras Fatima .

Abstract

The banking insurance sector is undergoing major changes due to Law 06/04, which separates life and property insurance to improve transparency and regulation. This shift enhances protection of financial assets and risk mitigation for individuals and businesses. The industry is adopting technologies like data analytics and AI to offer customized solutions. As digital threats grow, coverage for cyber risks is gaining importance. Banking insurance promotes trust between clients and financial institutions through transparent services. It also contributes to financial stability and encourages investment. These developments reflect a forward-looking approach aligned with regulatory reforms. Overall, banking insurance is evolving to meet modern market needs effectively.

Keywords

Banking Insurance, Insurance Products, Insurance Contracts, Insurance Companies.