The International Journal in Economics and Business Strategies
Volume 5, Numéro 1, Pages 74-87
2025-07-01

Digital Transformation And Operational Risk Control What Impact On Banking?



Authors : Hadj Ali Abdelhakim .

Abstract

This report explores the intersection between digital transformation and operational risk management in the banking sector. It highlights how the integration of emerging technologies such as AI, big data, cloud computing, and blockchain can enhance operational efficiency and risk monitoring. However, it also emphasizes the new challenges introduced, particularly in terms of cybersecurity and technological complexity. The study examines how financial institutions must adapt their risk management frameworks to both leverage the benefits and mitigate the risks of digital transformation.

Keywords

: Digital transformation ; Operational risk ; Cyber Security ; Financial institutions

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