مجلة الاقتصاد وادارة الاعمال
Volume 8, Numéro 2, Pages 443-461
2024-12-20
Using Data Envelopment Analysis (d.e.a) Model To Measure And Analyze The Efficiency Of Commercial Banks Operating In Algeria
Authors : Hamou Abdellah . Hakmi Nadjib Allah .
Abstract
This study aimed to measure and analyze the efficiency of commercial banks operating in. Algeria D.E.A model for the period 2018-2022. The sample consisted of 14. Banks, including six (06) public banks and eight (08). private banks. The study employed the Variable Returns to. Scale (VRS) model with an Output-oriented approach. In this model, Operating Expenses (OE) and Total Deposits (TD) were considered as. Inputs, while Net Bank Income (NBI), Total Loans (TL), and Margin on Interest (MI) were selected as outputs. The results of the study revealed that Algerian banks, overall, exhibit a good level of efficiency, with an average efficiency index of 71,43%. Out of the 14 banks analyzed, ten (10) banks were found to be fully efficient, while the remaining four (04) banks did not reach the efficiency frontier.
Keywords
Banks ; Banking efficiency ; Efficiency measure ; D.E.A Model
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