مجلة المنتدى للدراسات والابحاث الاقتصادية
Volume 8, Numéro 2, Pages 512-530
2024-12-10

The Effect Of Making Financial Services Accessible To Everyone On The Steadiness Of Banks In Algeria - A Statistical Analysis Employing The Ardl Framework

Authors : Boutaleb Aziz . Seffari Asma .

Abstract

This paper aims to examine and comprehend the connection between financial inclusion and banking stability in Algeria by utilizing financial data that facilitates the development of the three dimensions of financial inclusion: access, usage, and availability. In addition, it includes the calculation of a unified index of banking stability in Algeria. The study covers the period from 2004 to 2022, which is the latest date for which these data were approved. The study, utilizing limit tests of the distributed autoregressive model (ARDL) through the EViews procedure, concludes that a long-term equilibrium relationship exists between the dimensions of financial inclusion and banking stability in Algeria throughout the duration of the study.

Keywords

Financial inclusion ; financial stability ; Financial exclusion ; Banking Stability ; ARDL