Transferts  informels de fonds en Algérie: cas des migrants kabyles en France ‎

Nabila  ‎, Smaili; Selim  ‎, Oualikane

مجلة اقتصاديات شمال افريقيا
Volume 14, Numéro 1, Pages 331-342
2018-08-31

Transferts Informels De Fonds En Algérie: Cas Des Migrants Kabyles En France ‎

Auteurs : Nabila ‎ Smaili . Selim ‎ Oualikane .

Résumé

The phenomenon of the remittances of the emigrants has for some years interest from several ‎international institutions (World Bank, IMF, OECD). These institutions have emphasized the ‎importance of remittances to their countries of origin, particularly developing countries. Although ‎the volume of remittances is large, it is still underestimated by official statistics of the as more ‎and more amounts are transferred through informal channels. Algeria, like those developing ‎countries, benefits from this type of informal transfer of funds from emigrants and has a large ‎community of emigrants in France. After reviewing a brief survey of the phenomenon, we will ‎present the tendency of these informal remittances concerning the Algeria-France migration ‎corridor by adopting the method of questionnaire survey among the beneficiary households of ‎these transfers in the Wilaya of Tizi Ouzou. We chose a geographically delimited area but ‎representative space, given its migratory tradition. The survey reveals that informal channels ‎remain a preferred channel for sending funds despite improved financial services provided by ‎banks (about three out of five households prefer informal channels).‎