مجلة دفاتر اقتصادية
Volume 17, Numéro 1, Pages 449-461
2026-06-02

The Risks Of Electronic Money And Ways To Protect It In The Digital Environment

Authors : Amal Hammouzerrouki .

Abstract

This research aims to study the risks of electronic money and ways to protect it in the digital age, by analyzing the nature of these moneys, and the most important security and legal challenges associated with their use in modern financial transactions. The results of the research concluded that e-money, despite its speed and ease of transacting, represents a fertile environment for security risks if it is not supported by effective protection measures. The results also confirmed that enhancing confidence in this type of transaction requires concerted efforts between governments, financial institutions, and digital system developers, through updating legislation and adopting advanced encryption technologies. etc., thus contributing to ensuring the safe use of electronic money in the digital age.

Keywords

Electronic money ; electronic payment ; electronic money security