les cahiers du mecas
Volume 22, Numéro 1, Pages 335-347
2026-06-02
Reflections On The Adoption Of Central Bank Digital Currency: A Case Study Of Algeria
Authors : Sbihi Djamila .
Abstract
With the increasing digitalization of transactions, the development of new technologies, and the emergence of crypto-assets, central bank digital currency (CBDC) has become a major issue for many central banks worldwide in recent years. The objective of this study is to analyze the motivations behind the adoption of a central bank digital currency, as well as the consequences of such an innovation. It also aims to explore the opportunities that the issuance of a digital currency in Algeria could offer, in terms of improving financial inclusion, modernizing the national payment system, and reducing the informal economy.
Keywords
Central Bank Digital Currency ; Digital Dinar ; Financial Inclusion ; Electronic Payments ; Obstacles
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