مجلة دراسات في الاقتصاد وإدارة الأعمال
Volume 8, Numéro 2, Pages 843-862
2025-12-15

Towards Developing Sustainability With An Islamic Formula Financing Mechanism For Agricultural Startups

Authors : Laifa Abd Elhak . Dib Salsabil .

Abstract

the objective of this study is to propose a new agricultural startup participatory Islamic financing mechanism to increase the sustainability of the agricultural sector. By studying the features and requirements of these enterprises, a financing model was suggested that involves innovation as an active partner in the partnership equation, thus addressing the traditional risks restricting the role of banks. This mechanism allows banks to share risks with startups whose technologies can reduce water consumption and yield high crops, thus confirming the validity of the hypothesis, the study proved. The model is cited as a base for developing sustainable financing to achieve food security and serve developmental goals; thus, the study advises adopting such a model.

Keywords

Financing Mechanism ; Agricultural Startups ; Islamic Formulas ; Sustainability