مجلة نماء للإقتصاد والتجارة
Volume 9, Numéro 1, Pages 58-70
2025-06-30
Investment Agricultural Bank Credit: An Analysis Of Differentiation On The Algerian Market
Authors : Guemmaz Souhil .
Abstract
This study aims to analyze the quantitative impact of agricultural subsidies and the classic ones granted by banks in Algeria, and to test the benefits granted to farmers in Algeria, the method used is the development of several scenarios, aiming at the change of amounts, rates and duration, to measure a such impact. This study showed that even with the application of the most favorable interest rate subsidy possible for investment credits, the benefits related to ETTAHADI credit remain more advantageous than for credits below 100 MDZD. With a proposal to trigger a reflection on the possibility of supporting the farmer more. While taking advantage of the long experience of BADR in terms of reflexes developed with regard to this sector.
Keywords
Financing ; Interest Rate ; Credit Amount ; Duration ; Algeria
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