مجلة الاقتصاد الحديث والتنمية المستدامة

Integration Initiatives In The Banking Sector In Arab Countries And Their Repercussions On The Effectiveness Of Banks' Performance - Comparative Experiments And Analyses-

Auteurs : Benazza Hicham . Djilali Toumi Hamza . Cherrougui Zineddine .

Résumé

Banking sector mergers in Arab countries have emerged as strategic responses to market challenges, including economic instability, regulatory changes, and the need for enhanced efficiency. These mergers aim to streamline operations, reduce costs and increase competitiveness stronger market positional and more diversified service offerings. For instance, mergers in the Gulf cooperation council (GCC) countries have generally been driven by the desire for desire for scale and diversification while North African countries focus on improving operational efficies and expanding access to banking services. However, the outcomes of these mergers very successful cases demonstrate growth in profitability customer satisfaction and broader access to financial products, while unsuccessful ones have highlighted challenges such as integration issues cultural clashes and customer alienation Comparative analyses of different Arab countries banking mergers reveal diverse impacts on banking sector effectiveness with opportunities and challenges to each region.

Mots clés

Banking mergers, Arab countries, sector performancy, financial performance, GCC.