Financial Inclusion In Advanced And Developing Economies: A Comparative Analysis Considering The Impact Of Covid-19
Auteurs : Hadj Slimane Rabia .
Résumé
This study examines financial inclusion from 2011 to 2021, comparing advanced economies (United States, South Korea, China) with developing countries (Algeria, Egypt, Morocco). Five indicators are analyzed: account ownership, ATM availability, digital payments, formal savings, and credit access. Using a descriptive-comparative approach, results show that advanced economies maintain high levels, while developing countries progress gradually, especially in accounts and digital payments. COVID-19 accelerated digital financial services adoption, improving access, though gaps remain. Findings highlight that financial inclusion depends on infrastructure, digitalization, financial literacy, and supportive policies.
Mots clés
Financial inclusion ; Digital financial services ; COVID-19 ; Advanced and developing countries
