المجلة الجزائرية للأبحاث والدراسات

Innovation In Digital Banking Services: An Analysis Of Developments In Algerian Banks

Auteurs : Mehibel Wissem .

Résumé

This research addresses the importance of innovation in digital banking services in light of the rapid advancement of Financial Technology (FinTech). The study reviews the reality of Algerian banks in adopting this innovation and the extent of their benefits from it, with a focus on analyzing the experiences of some Algerian banks and the role of local companies in contributing to the digital transformation of the banking sector. Additionally, the research evaluates the reality of banking digitization in Algeria, highlighting its various growth dimensions and its impact on the financial sector and beneficiaries. The study concludes with a set of recommendations aimed at enabling Algerian banks to maximize their benefits from financial technology in order to achieve their strategic goals and contribute to the economic development of the country.

Mots clés

Digital Banking Services ; Innovation ; Financial Technology ; Algerian Banks ; Digital Transformation